How To Live With Less

Can We Live With Less Stuff? Recovering From Surgery My wife has been recovering from surgery lately. The surgery went well but the recovery has been a nightmare. It’s been over a month and today, she went to work for half a day. She can’t drive right now so I took her there. Since I’m...

The Christmas Hangover

Why Does This Happen? Every year, thousands of people overspend on gifts for Christmas. Ironically, most of the gifts are forgotten about by the next year. Either the gift is thrown away, worn out, broken, or collecting dust in a closet or storage unit. What a shame. We’ve been trying to change that at our...

Recovering From Overspending

Oh No! I Spent Too Much On Vacation! Seems it never fails. You make all kinds of plans for a vacation and once you are on one, you end up spending more than you intended. Maybe it’s on souvenirs or extra activities while you are there. You get home and realize things are suddenly tighter...

The Right Price For You

All around us, we see what others have. We get jealous at times and maybe even envious of what others have that we don’t. Maybe we even force ourselves to get things that others have even if we can’t really afford them. The Car It was about 15-16 years ago that I found myself divorced...

Those Sneaky B@$t@rds

Phishing Scam My wife and I had a scare several days ago. She had received an email that looked like it had come from our bank asking us to click on a link to authorize a deposit into our account. It was a bit suspect from the beginning because my wife doesn’t use the account from...

Save With Purpose

Saving With Purpose Several years ago, my wife and I were in New York City. It had only been about nine months since I had brain surgery and I was still very unstable. Sometimes I wonder why we took that trip because it took all I had to stay upright and she was holding onto...

Is Paying Off Debt, Saving?

I’ve thought about this on and off for a while and it comes down to the definition of saving. Am I saving money if I purchase something on sale or is it only saving if I am putting money in the bank? What if the bank is only paying 0.05% interest on my savings but...

Is Your Job Putting You In Danger?

Danger! Danger! Is having a job dangerous to your personal finances? On the news recently, there was an announcement that a company was laying off 250 people soon. Those people have the option of moving to another area for a job if they want it, otherwise, they can start looking for another job now. Growing...

5 Types of Financial Roller Coasters

There are many reasons people get in trouble with their finances. If any of these describe you, reach out for help. There are solutions to each of these types that anyone can implement in their lives. Take a look. Feast or Famine Have you ever met those people who are on an extreme rollercoaster ride...

Personal Finance Can Be Scary

Learning about Personal Finance I learned a lot of what I know about personal finance in the 1980’s while serving in the United States Navy. While stationed overseas, I had the opportunity to take a college course. The course I chose was Personal Finance. Most people don’t learn anything about personal finance growing up. Either...