The Right Price For You

All around us, we see what others have. We get jealous at times and maybe even envious of what others have that we don’t. Maybe we even force ourselves to get things that others have even if we can’t really afford them. The Car It was about 15-16 years ago that I found myself divorced...

Those Sneaky B@$t@rds

Phishing Scam My wife and I had a scare several days ago. She had received an email that looked like it had come from our bank asking us to click on a link to authorize a deposit into our account. It was a bit suspect from the beginning because my wife doesn’t use the account from...

Save With Purpose

Saving With Purpose Several years ago, my wife and I were in New York City. It had only been about nine months since I had brain surgery and I was still very unstable. Sometimes I wonder why we took that trip because it took all I had to stay upright and she was holding onto...

Is Paying Off Debt, Saving?

I’ve thought about this on and off for a while and it comes down to the definition of saving. Am I saving money if I purchase something on sale or is it only saving if I am putting money in the bank? What if the bank is only paying 0.05% interest on my savings but...

Is Your Job Putting You In Danger?

Danger! Danger! Is having a job dangerous to your personal finances? On the news recently, there was an announcement that a company was laying off 250 people soon. Those people have the option of moving to another area for a job if they want it, otherwise, they can start looking for another job now. Growing...

5 Types of Financial Roller Coasters

There are many reasons people get in trouble with their finances. If any of these describe you, reach out for help. There are solutions to each of these types that anyone can implement in their lives. Take a look. Feast or Famine Have you ever met those people who are on an extreme rollercoaster ride...

Personal Finance Can Be Scary

Learning about Personal Finance I learned a lot of what I know about personal finance in the 1980’s while serving in the United States Navy. While stationed overseas, I had the opportunity to take a college course. The course I chose was Personal Finance. Most people don’t learn anything about personal finance growing up. Either...

3 Ways To Immediately Start Improving Your Credit

Credit Catch 22 Your credit score is a double-edged sword. On the one hand, you need it in order to get loans for things like cars and houses. You will also need it to qualify for a lease. On the other hand, if you aren’t careful with your credit choices, you can end up in...

Can’t Afford To Buy?

The Issues So you want to buy a home? The only problem is that your credit isn’t where it should be, or you don’t have enough for a down payment, or you filed bankruptcy, or you’ve been late on some bills. But the cost of renting is so high right now! Rent is as much...

Vacations

Unplug! Take Off! See Ya Later! Beach Vacation I don’t like vacations! – said no one. – ever! Who doesn’t like a vacation? Vacations can be whatever you want them to be. I’ve had vacations that last 36 hours and others that have lasted ten days. Either way, it is a way to unplug from...